Pay yourself first. From every deposit.
Your business will spend whatever cash it can see. Earmark shows you exactly how much of every deposit is yours before the business spends it. Make the plan now. Take more home.
- Owner pay (15%)$1,500.00
- Tax (20%)$2,000.00
- Payroll (30%)$3,000.00
- Savings (5%)$500.00
- Operating (30%)$3,000.00
Sound familiar?
- The business spends whatever is in the account.
- You get paid last, from whatever is left.
- Tax money gets spent before the quarter ends.
How Earmark works.
Add your deposits.
Enter each deposit manually with its payer, amount, and date.
Set your percentages.
Owner pay, tax, payroll, savings, operating. Change them anytime.
See what's yours.
Every deposit is split by your rules, starting with your pay. During early access, you make the transfers through your bank. One-tap transfers are coming soon.
How much should you be taking home?
Try a split on your own deposits
Illustrative calculation. No money moves.
Your owner pay: $3,750.00 per month, $45,000.00 per year
- Owner pay 15%
- Tax 20%
- Payroll 30%
- Savings 5%
- Operating 30%
| Account | Per month | Per year |
|---|---|---|
| Owner pay 15% | $3,750.00 | $45,000.00 |
| Tax 20% | $5,000.00 | $60,000.00 |
| Payroll 30% | $7,500.00 | $90,000.00 |
| Savings 5% | $1,250.00 | $15,000.00 |
| Operating 30% | $7,500.00 | $90,000.00 |
COMING SOON
One tap. Every account funded.
Today, Earmark builds your plan and you make the transfers. Next, you'll approve the whole split with one button: owner pay, tax, payroll, and savings, moved together. Join the list to be first when it launches.
Why Earmark instead of your bank's transfer rules
Bank transfer rules move fixed dollar amounts on a schedule. Your revenue isn't fixed. Earmark allocates by percentage of what actually came in, deposit by deposit, so every account, owner pay included, stays proportional to your real income.
See how Earmark worksWhy I built Earmark
I manage a hotel. Every payroll week, I know exactly what is owed and when. Most small business owners do not get that clarity. Earmark gives it to them, one deposit at a time.
Tapiwanashe “Taps” Chisvo, Founder.