Earmark
How money moves
Earmark calculates allocations. You move the money through your bank.
Who holds your money
Your bank does. During early access, Earmark does not hold, receive, or transfer funds. Your money stays in your existing accounts.
How transfers work
Earmark calculates the allocation for each deposit. You make the transfers through your own bank. Before one-tap transfers launch (coming soon), this page will name the banking partner and explain exactly how transfers are handled.
If a transfer fails
Earmark does not initiate transfers during early access, so no Earmark transfer can fail. If a transfer you make through your bank fails, your bank's normal process applies. Earmark's allocations remain on record so you can retry with the correct amounts.